Master Question Set

The Master Question Set (MQS) is the aggregate list of risk questions Bold Penguin has normalized across carriers. The list below includes the subset of question code and answer pairs used to collect basic business information to start quotes in the Terminal and send application forms to the Exchange.

You may use any of the codes from this question set with certain restrictions based on context. For instance, you must include a valid mqs_phone answer to send an application form to the Exchange. In the Enterprise Terminal, these questions may be overridden by Broker Questions. Additionally, there are two allowed values for mqs_state. The customer can use either the full state name, or the two letter state code, as shown on the State Information page.

Question Codes

• mqs_first_name

  • What is your first name?
  • String (maximum length: 255)

• mqs_last_name

  • What is your last name?
  • String (maximum length: 255)

• mqs_phone

  • What is your phone number?
  • String (length: 10) Required
    • Invalid: (614)-342-8293
    • Valid: 6143428293
  • Must be a valid phone number
  • Must be unique within the last 60 days in the Exchange

• mqs_email

  • What is the best email address to send a copy of the quote?
  • String (maximum length: 255)
  • Valid email id format
    • [a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+.[a-zA-Z0-9]{2,}

• mqs_business_name

  • What is the name of your business?
  • String (maximum length: 255)

• mqs_street_1

  • Address Line 1
  • String (maximum length: 255 - mqs_street_2.length)

• mqs_street_2

  • Address Line 2
  • String (maximum length: 255 - mqs_street_1.length)

• mqs_city

  • What is your city?
  • String (maximum length: 255)

• mqs_state

  • What is your state?
  • Enum: valid state code or state name

• mqs_zipcode

  • What is your zip code?
  • String (length: 5)
    • Valid 5 digit US zip code

• Naics

  • What type of business are you trying to insure today?
  • String (maximum length: 255)

  NOTE: NAICS descriptions are currently derived from the 2012 NAICS and must match exactly. You can also send the NAICS number value which may be preferable.

• CoverageTypes

  • What type of coverage are you looking for?
  • An array of one or more of the following enumerated types:
    • BOP
    • Commercial Auto
    • Cyber Liability
    • Liability
    • Professional Liability (E&O)
    • Workers Compensation
    • Commercial Flood
  • Exchange Only
    • Bond
    • Commercial Property
    • Cyber Liability
    • Umbrella
    • Other/Not Sure

• mqs_founding_year

  • In what year did you start your business?
  • String (YYYY)

• mqs_legal_entity

  • What is your legal entity type?
  • Enum:
    • Sole Proprietorship
    • Partnership
    • LLC
    • S Corporation
    • C Corporation
    • Joint Venture
    • Trust
    • Association
    • Municipality
    • Other

• mqs_full_time_employees

  • How many full time associates do you currently employ?
  • Integer (0 - 2,147,483,647)

• mqs_part_time_employees

  • How many part time associates do you currently employ?
  • Integer (0 - 2,147,483,647)

• mqs_estimated_annual_revenue

  • What do you estimate your annual gross revenue will be for the next 12 months?
  • Integer (1 - 999,999,999)

• mqs_estimated_annual_payroll_owner

  • What do you anticipate your annual payroll will be for the next 12 months? (Business owner only)
  • Integer (0 - 999,999,999)

• mqs_estimated_annual_payroll

  • What do you anticipate your annual payroll will be for the next 12 months?
  • Integer (0 - 999,999,999)

• mqs_estimated_annual_payroll_subcontractors

  • What do you anticipate your annual payroll will be for the next 12 months? (1099 Subcontractors)
  • Integer (0 - 999,999,999)

• mqs_coverage_start_date

  • When would you like your policy to start?
  • String (YYYY-MM-DD)
  • Policy must be within 0-60 days of current day

• mqs_currently_insured

  • Do you currently have insurance for this business?
  • Enum:
    • Yes
    • No

• mqs_actual_years_in_business

  • How many years has this entity been in business?
  • Integer (0 - 99,999)

• mqs_years_of_experience

  • How many years of experience do you have in this profession?
  • Integer (0 - 999)

• mqs_annual_policy

  • Does your business operate year round?
  • Enum:
    • Yes
    • No

• mqs_tcpa_consent

  • Do you give us consent to contact you via phone?
  • Integer boolean (0/1)

Example Application Form

{
  "application_form": {
    "answer_values": [
      {
        "code": "mqs_first_name",
        "answer": "Feathers"
      },
      {
        "code": "mqs_last_name",
        "answer": "McGraw"
      },
      {
        "code": "mqs_business_name",
        "answer": "Museum of Precious Diamonds"
      },
      {
        "code": "mqs_phone",
        "answer": "6143441029"
      },
      {
        "code": "CoverageTypes",
        "answer": ["Liability", "Commercial Auto"]
      },
      {
        "code": "Naics",
        "answer": "712110"
      }
    ]
  }
}