Master Question Set
The Master Question Set (MQS) is the aggregate list of risk questions Bold Penguin has normalized across carriers. The list below includes the subset of question code and answer pairs used to collect basic business information to start quotes in the Terminal and send application forms to the Exchange.
You may use any of the codes from this question set with certain restrictions
based on context. For instance, you must include a valid mqs_phone
answer to
send an application form to the Exchange. In
the Enterprise Terminal, these questions may be
overridden by Broker Questions.
Additionally, there are two allowed values for mqs_state
. The customer can use
either the full state name, or the two letter state code, as shown on the State Information
page.
Question Codes
mqs_first_name
- What is your first name?
- String (maximum length: 255)
mqs_last_name
- What is your last name?
- String (maximum length: 255)
mqs_phone
- What is your phone number?
- String (length: 10) Required
- Invalid:
(614)-342-8293
- Valid:
6143428293
- Invalid:
- Must be a valid phone number
- Must be unique within the last 60 days in the Exchange
mqs_email
- What is the best email address to send a copy of the quote?
- String (maximum length: 255)
- Valid email id format
- [a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+.[a-zA-Z0-9]{2,}
mqs_business_name
- What is the name of your business?
- String (maximum length: 255)
mqs_street_1
- Address Line 1
- String (maximum length: 255 - mqs_street_2.length)
mqs_street_2
- Address Line 2
- String (maximum length: 255 - mqs_street_1.length)
mqs_city
- What is your city?
- String (maximum length: 255)
mqs_state
- What is your state?
- Enum: valid state code or state name
mqs_zipcode
- What is your zip code?
- String (length: 5)
- Valid 5 digit US zip code
Naics
- What type of business are you trying to insure today?
- String (maximum length: 255)
NOTE: NAICS descriptions are currently derived from the 2012 NAICS and must match exactly. You can also send the NAICS number value which may be preferable.
CoverageTypes
- What type of coverage are you looking for?
- An array of one or more of the following enumerated types:
BOP
Commercial Auto
Cyber Liability
Liability
Professional Liability (E&O)
Workers Compensation
Commercial Flood
- Exchange Only
Bond
Commercial Property
Cyber Liability
Umbrella
Other/Not Sure
mqs_founding_year
- In what year did you start your business?
- String (YYYY)
mqs_legal_entity
- What is your legal entity type?
- Enum:
Sole Proprietorship
Partnership
LLC
S Corporation
C Corporation
Joint Venture
Trust
Association
Municipality
Other
mqs_full_time_employees
- How many full time associates do you currently employ?
- Integer (0 - 2,147,483,647)
mqs_part_time_employees
- How many part time associates do you currently employ?
- Integer (0 - 2,147,483,647)
mqs_estimated_annual_revenue
- What do you estimate your annual gross revenue will be for the next 12 months?
- Integer (1 - 999,999,999)
mqs_estimated_annual_payroll_owner
- What do you anticipate your annual payroll will be for the next 12 months? (Business owner only)
- Integer (0 - 999,999,999)
mqs_estimated_annual_payroll
- What do you anticipate your annual payroll will be for the next 12 months?
- Integer (0 - 999,999,999)
mqs_estimated_annual_payroll_subcontractors
- What do you anticipate your annual payroll will be for the next 12 months? (1099 Subcontractors)
- Integer (0 - 999,999,999)
mqs_coverage_start_date
- When would you like your policy to start?
- String (YYYY-MM-DD)
- Policy must be within 0-60 days of current day
mqs_currently_insured
- Do you currently have insurance for this business?
- Enum:
Yes
No
mqs_actual_years_in_business
- How many years has this entity been in business?
- Integer (0 - 99,999)
mqs_years_of_experience
- How many years of experience do you have in this profession?
- Integer (0 - 999)
mqs_annual_policy
- Does your business operate year round?
- Enum:
Yes
No
mqs_tcpa_consent
- Do you give us consent to contact you via phone?
- Integer boolean (0/1)
Example Application Form
{
"application_form": {
"answer_values": [
{
"code": "mqs_first_name",
"answer": "Feathers"
},
{
"code": "mqs_last_name",
"answer": "McGraw"
},
{
"code": "mqs_business_name",
"answer": "Museum of Precious Diamonds"
},
{
"code": "mqs_phone",
"answer": "6143441029"
},
{
"code": "CoverageTypes",
"answer": ["Liability", "Commercial Auto"]
},
{
"code": "Naics",
"answer": "712110"
}
]
}
}