Section reference

Every section of a Bold Penguin application, what goes in it, and how to add to it. For how sections work in general, see Creating sections.

Generated on 2026-09-28 from Bold Penguin's question configuration. Which of these questions a given form asks depends on its coverages and carriers: the form's pages are always the source of truth, and each field there says whether it's required.

Only standard MQS question codes (mqs_ prefix) are listed below. Carrier-specific question codes and examples are omitted; use the live application's pages to discover carrier fields.

How to add an item

1. Get the ids. Every call needs application_form_id. An item in a nested section also needs its parent's id, e.g. location_id for a building. Both are in the form: the form's id, and each repeat row's entries[].<item>_id.
2. Check whether the first item exists already. For sections whose first item is "Created for you", the form already has one. Answer it with POST /application_forms/{id}, sending its id on each answer; add more with POST /<item>.
3. Answer the questions. POST /<item> creates the item and saves its answers in one call. Or create it empty with POST /application_forms/{id}/<section> and save its answers later.

To remove an item, send DELETE /application_forms/{id}/<section>/<item id>. The items inside it are removed with it, and the response has the updated form.

Where the values come from

• Choices. For select, multiselect and radio fields, send an option's value from the field's options in the form. The tables below list the choices when there are only a few.
• Search. For search fields (NAICS business class), look choices up with POST /choices and send the chosen value.
• Dates. YYYY-MM-DD. Limits are relative to today, e.g. "no later than today".
• Filled in by Bold Penguin. Hidden questions (totals, derived flags, copies of the business address) are set by Bold Penguin from other answers. Don't send them.
• Questions that depend on other answers appear only once the answer they depend on is saved. Send them in a later call, or in the same call if you already know they apply.

Sections

Section	Add with answers	Item id	Inside	First item
locations	POST /location	location_id	—	Created for you
buildings	POST /building	building_id	locations	Created for you
gl_classifications	POST /gl_classification	gl_classification_id	locations	Created for you
jobs	POST /job	job_id	locations	Created for you
owners	POST /owner	owner_id	—	Created for you
gl_claims	POST /gl_claim	gl_claim_id	—	You add it
bop_claims	POST /bop_claim	bop_claim_id	—	You add it
wc_claims	POST /wc_claim	wc_claim_id	—	You add it
pl_claims	POST /pl_claim	pl_claim_id	—	You add it
cl_claims	POST /cl_claim	cl_claim_id	—	You add it
flood_claims	POST /flood_claim	flood_claim_id	—	You add it
prop_claims	POST /prop_claim	prop_claim_id	—	You add it
crime_claims	POST /crime_claim	crime_claim_id	—	You add it
dol_claims	POST /dol_claim	dol_claim_id	—	You add it
epli_claims	POST /epli_claim	epli_claim_id	—	You add it
additional_insureds	POST /additional_insured	additional_insured_id	—	You add it
other_named_insureds	POST /other_named_insured	other_named_insured_id	—	You add it
subrogation_waivers	POST /subrogation_waiver	subrogation_waiver_id	—	You add it
additional_interests	POST /additional_interest	additional_interest_id	—	You add it
drivers	POST /driver	driver_id	—	Created for you
violations	POST /violation	violation_id	drivers	You add it
accidents	POST /accident	accident_id	—	You add it
claims	POST /claim	claim_id	—	You add it
vehicles	POST /vehicle	vehicle_id	—	Created for you
salesperson	POST /salesperson	salesperson_id	—	You add it
misc_party	POST /misc_party	misc_party_id	—	You add it
schedule_of_hazards	POST /schedule_of_hazard	schedule_of_hazard_id	locations	Created for you
shareholders	POST /shareholder	shareholder_id	—	You add it
fireplaces	POST /fireplace	fireplace_id	—	Created for you
class_codes	POST /class_code	class_code_id	locations	Created for you
im_claims	POST /im_claim	im_claim_id	—	You add it
gl_additional_interest	POST /gl_additional_interest	gl_additional_interest_id	—	You add it
bop_additional_interest	POST /bop_additional_interest	bop_additional_interest_id	—	You add it
underlying_policies	POST /underlying_policy	underlying_policy_id	—	Created for you
photo_scheduled_equipment	POST /photo_scheduled_equipment	photo_scheduled_equipment_id	—	Created for you
scheduled_equipment	POST /scheduled_equipment	scheduled_equipment_id	—	Created for you

---

locations

A place the business operates from. The first location is the primary business address.

Attribute	Details
Add with answers	POST /location
Add without answers	POST /application_forms/{id}/locations
Remove	DELETE /application_forms/{id}/locations/{location_id}; also removes its buildings, gl_classifications, jobs, schedule_of_hazards, class_codes
Item id	location_id
Inside	Top level: no parent id
Contains	buildings, gl_classifications, jobs, schedule_of_hazards, class_codes
First item	Created by Bold Penguin with the form
Shown when	Coverage includes BOP, commercial property, general liability or workers' compensation
Add button	Add Another Location
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first location with the form. Its id is in the locations repeat row (entries[0].location_id): answer it with POST /application_forms/{id} and use POST /location only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_loc_address_1	Business street address	text	Yes	Bold Penguin fills it by copying mqs_street_1 on the form for the primary location. You can change it.
mqs_loc_address_2	Suite / apartment number	text	No	Bold Penguin fills it by copying mqs_street_2 on the form for the primary location. You can change it.
mqs_loc_city	City	text	Yes	Bold Penguin fills it by copying mqs_city on the form for the primary location. You can change it.
mqs_loc_state	State	select	Yes	51 choices; use the field's options. For example AK, AL or AR. Bold Penguin fills it by copying mqs_state on the form for the primary location. You can change it.
mqs_loc_zip_code	ZIP code	text (zipcode)	Yes	Bold Penguin fills it by copying mqs_zipcode on the form for the primary location. You can change it.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_loc_is_primary	This location is your primary business address.	Shown read-only. Set to 1 for the primary location.
mqs_loc_address_full	Address line	By copying mqs_loc_address_1, or by copying mqs_loc_address_1 and mqs_loc_address_2.
mqs_loc_state_abbrev	State abbreviation	From mqs_loc_state (State).
mqs_loc_total_buildings	Number of buildings	As the number of buildings items.
mqs_loc_total_gl_classifications	Number of GL classifications	As the number of gl_classifications items.
mqs_loc_jobs_payroll	Estimated payroll for all job classes at this location	As the total of mqs_job_payroll across the jobs items.
mqs_loc_jobs_employees	Count of employees at this location	As the total of mqs_job_full_time_employees and mqs_job_part_time_employees across the jobs items.

mqs_loc_external_reference is optional and hidden from users: your own reference for the location, if you want to match it to a record in your system.

Example

POST /location
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_loc_address_1", "value": "1 Main St" },
    { "code": "mqs_loc_city", "value": "Columbus" },
    { "code": "mqs_loc_state", "value": "OH" },
    { "code": "mqs_loc_zip_code", "value": "43215" }
  ]
}

Response:

{
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

buildings

A building at a location, for property and BOP coverage.

Attribute	Details
Add with answers	POST /building
Add without answers	POST /application_forms/{id}/buildings
Remove	DELETE /application_forms/{id}/buildings/{building_id}
Item id	building_id
Inside	locations: send location_id
First item	Created by Bold Penguin with each location
Shown when	Coverage includes BOP or commercial property
Add button	Add Another Building
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• location_id: the location this building belongs to. Get it from the locations repeat row's entries (entries[].location_id), or from the response when you create the location with POST /location. Each entry's label says which location it is (its address).
• Bold Penguin creates the first building for each location itself. Its id is in the location's entry, in the buildings repeat row: answer it with POST /application_forms/{id} and use POST /building only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_bldg_desc	Building name	text	Yes	Bold Penguin fills it as Main Building for the primary building. You can change it.
mqs_bldg_annual_revenue	What do you estimate your annual gross revenue at this building will be for the next 12 months?	masked (currency)	Yes	1 to 999,999,999. Bold Penguin fills it by copying mqs_estimated_annual_revenue on the form for the primary building. You can change it.
mqs_bldg_employee_payroll	What do you anticipate your annual payroll, for employees at this building, will be for the next 12 months?	masked (currency)	Yes	0 to 999,999,999. Bold Penguin fills it by copying mqs_estimated_annual_payroll on the form for the primary building. You can change it.
mqs_bldg_relationship	What type of building do you operate your business out of?	select	Yes	One of A building I lease, My home, A building I own and run my business out of, A building I own/manage and lease to others, An apartment, A commercial condo I lease, A kiosk or A commercial condo I own. Bold Penguin fills it by copying mqs_building_relationship on the form for the primary building. You can change it.
mqs_bldg_stories	How many stories is this building?	number	Yes	1 to 255. Bold Penguin fills it by copying mqs_building_stories on the form for the primary building. You can change it.
mqs_bldg_area_occupied	Approximately how many square feet does your business occupy of this building (not total square feet of building)? Enter 0 if you do not occupy the building.	number	Yes	0 to 999,999,999. Bold Penguin fills it by copying mqs_area_occupied on the form for the primary building. You can change it.
mqs_bldg_square_footage	What is the approximate total square footage of the building (including space you do not occupy)?	number	Yes	1 to 999,999,999. Bold Penguin fills it by copying mqs_building_square_footage on the form for the primary building. You can change it.
mqs_bldg_has_sprinklers	Does the building contain an automatic sprinkler system?	radio	Yes, when shown	One of Yes or No. Bold Penguin fills it by copying mqs_building_has_sprinkler_system on the form for the primary building. You can change it.
mqs_bldg_percent_sprinklered	What percentage of the building is sprinklered?	masked (percentage)	Yes	Bold Penguin fills it by copying mqs_building_percent_sprinklered on the form for the primary building, or as 0, or by clearing it. You can change it.
mqs_bldg_year_built	What is the approximate year the building was constructed?	number (year)	Yes	Between 423 years ago and next year. Must match ^\d{4}$. Bold Penguin fills it by copying mqs_building_year_built on the form for the primary building. You can change it.
mqs_bldg_construction	Which of the following describes the construction of the building?	select	Yes	One of Frame, Joisted Masonry, Masonry Non Combustible, Non Combustible, Fire Resistive or Modified Fire Resistive. Bold Penguin fills it by copying mqs_building_construction on the form for the primary building. You can change it.
mqs_bldg_roof_material	What is the roofing material of the building?	select	Yes	One of Asphalt Shingle, Built-Up (Tar & Gravel), Clay or Concrete Tile, Metal, Single-Ply Membrane, Slate or Wood Shake. Bold Penguin fills it by copying mqs_building_roof_material on the form for the primary building. You can change it.
mqs_bldg_roof_geometry	What is the roof geometry of the building?	select	Yes	One of Flat, Gable, Hip or Pitched. Bold Penguin fills it by copying mqs_building_roof_geometry on the form for the primary building. You can change it.
mqs_bldg_bpp_limit	What is the total value of your business personal property at this location?	masked (currency)	Yes	Bold Penguin fills it from mqs_bldg_bpp_limit_brokerage_default ([INTERNAL] What is the total value of your business personal property at this location?). You can change it.
mqs_bldg_building_limit	Building limit	masked (currency)	Yes	Bold Penguin fills it by copying mqs_building_limit on the form for the primary building. You can change it.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_bldg_is_primary	This building is your primary building.	Set to 1 for the primary building.
mqs_bldg_ownership	Do you own the building at this location?	From mqs_bldg_relationship (What type of building do you operate your business out of?).
mqs_bldg_age	What is the approximate age of the building?	By copying mqs_bldg_year_built.
mqs_bldg_bpp_limit_brokerage_default	[INTERNAL] What is the total value of your business personal property at this location?	Worked out by Bold Penguin from other answers.
mqs_bldg_bpp_limit_primary	[INTERNAL] Only populate if the primary building is the current pool	From mqs_bldg_bpp_limit (What is the total value of your business personal property at this location?).

mqs_bldg_external_reference is optional and hidden from users: your own reference for the building, if you want to match it to a record in your system.

Example

POST /building
{
  "application_form_id": "<form id>",
  "location_id": "<location id>",
  "field_values": [
    { "code": "mqs_bldg_desc", "value": "Main building" },
    { "code": "mqs_bldg_annual_revenue", "value": 25000 },
    { "code": "mqs_bldg_employee_payroll", "value": 25000 },
    { "code": "mqs_bldg_relationship", "value": "A building I lease" },
    { "code": "mqs_bldg_stories", "value": 1 },
    { "code": "mqs_bldg_area_occupied", "value": 1 },
    { "code": "mqs_bldg_square_footage", "value": 1 },
    { "code": "mqs_bldg_percent_sprinklered", "value": 100 },
    { "code": "mqs_bldg_year_built", "value": 2018 },
    { "code": "mqs_bldg_construction", "value": "Frame" },
    { "code": "mqs_bldg_roof_material", "value": "Asphalt Shingle" },
    { "code": "mqs_bldg_roof_geometry", "value": "Flat" },
    { "code": "mqs_bldg_bpp_limit", "value": 25000 },
    { "code": "mqs_bldg_building_limit", "value": 25000 }
  ]
}

Response:

{
  "building_id": "…",
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

gl_classifications

A general liability classification (what the business does) at a location.

Attribute	Details
Add with answers	POST /gl_classification
Add without answers	POST /application_forms/{id}/gl_classifications
Remove	DELETE /application_forms/{id}/gl_classifications/{gl_classification_id}
Item id	gl_classification_id
Inside	locations: send location_id
First item	Created by Bold Penguin with each location
Shown when	Coverage includes BOP or general liability and the tenant has feature gl_classification_mqs
Add button	Add Another Classification
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• location_id: the location this gl classification belongs to. Get it from the locations repeat row's entries (entries[].location_id), or from the response when you create the location with POST /location. Each entry's label says which location it is (its address).
• Bold Penguin creates the first gl classification for each location itself. Its id is in the location's entry, in the gl_classifications repeat row: answer it with POST /application_forms/{id} and use POST /gl_classification only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_gl_classification_code	Class Code	select	Yes	1185 choices; use the field's options. For example 10010, 10015 or 10020.
mqs_gl_classification_description	Description	text	No	—

mqs_gl_classification_external_reference is optional and hidden from users: your own reference for the gl classification, if you want to match it to a record in your system.

Example

POST /gl_classification
{
  "application_form_id": "<form id>",
  "location_id": "<location id>",
  "field_values": [
    { "code": "mqs_gl_classification_code", "value": "10010" }
  ]
}

Response:

{
  "gl_classification_id": "…",
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

jobs

A workers' compensation job class at a location, with its employees and payroll.

Attribute	Details
Add with answers	POST /job
Add without answers	POST /application_forms/{id}/jobs
Remove	DELETE /application_forms/{id}/jobs/{job_id}
Item id	job_id
Inside	locations: send location_id
First item	Created by Bold Penguin with each location
Shown when	Coverage includes workers' compensation
Add button	Add Job Class
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• location_id: the location this job belongs to. Get it from the locations repeat row's entries (entries[].location_id), or from the response when you create the location with POST /location. Each entry's label says which location it is (its address).
• Bold Penguin creates the first job for each location itself. Its id is in the location's entry, in the jobs repeat row: answer it with POST /application_forms/{id} and use POST /job only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_job_full_time_employees	Full-time employees	number	Yes	At least 0. Bold Penguin fills it by copying mqs_full_time_employees on the form for the primary job. You can change it.
mqs_job_part_time_employees	Part-time employees	number	Yes	At least 0. Bold Penguin fills it by copying mqs_part_time_employees on the form for the primary job. You can change it.
mqs_job_payroll	Estimated payroll	masked (currency)	Yes	1 to 999,999,999. Bold Penguin fills it by copying mqs_estimated_annual_payroll on the form for the primary job. You can change it.

Questions that depend on other answers

These appear, in the item's rows, only once an earlier answer calls for them.

Code	Question	Type	Required	Shown when	Values
mqs_job_class_ca	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is CA	2162 choices; use the field's options. For example 4279 \| Abrasive Paper or Cloth Preparation, 3099 \| Abrasive Wheel Manufacturing or 8803 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_de_pa	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is DE or PA	3462 choices; use the field's options. For example 0255 \| Abrasive Paper or Cloth Preparation, 0513 \| Abrasive Shape Manufacturing or 0513 \| Abrasive Wheel Manufacturing. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_mi	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is MI	2133 choices; use the field's options. For example 4279 \| Abrasive Paper or Cloth Preparation, 1748 \| Abrasive Wheel Manufacturing or 8810 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_nj	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is NJ	2119 choices; use the field's options. For example 4250 \| Abrasive Paper or Cloth Preparation, 1754 \| Abrasive Wheel Manufacturing or 8860 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_ny	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is NY	2139 choices; use the field's options. For example 1860 \| Abrasive Paper or Cloth Preparation, 1748 \| Abrasive Wheel Manufacturing or 8810 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_tx	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item is TX	2119 choices; use the field's options. For example 4279 \| Abrasive Paper or Cloth Preparation, 1701 \| Abrasive Wheel Manufacturing or 8810 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.
mqs_job_class_other	Search for job class	select	Yes, when shown	mqs_loc_state on the parent item isn't CA, DE, MI, NJ, NY, PA or TX	2134 choices; use the field's options. For example 4279 \| Abrasive Paper or Cloth Preparation, 1748 \| Abrasive Wheel Manufacturing or 8810 \| Accounting Firm - CPAs. Bold Penguin fills it from mqs_job_naics (NAICS). You can change it.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_job_is_primary	This job best describes your primary business classification.	Set to 1 for the primary job.
mqs_job_naics	NAICS	.
mqs_job_backwards_compatible	Link from primary business	Set to 1.
mqs_job_class_code	Job class code	From mqs_job_class_ca (Search for job class), or from mqs_job_class_de_pa (Search for job class), or from mqs_job_class_mi (Search for job class), or from mqs_job_class_nj (Search for job class), or from mqs_job_class_ny (Search for job class), or from mqs_job_class_tx (Search for job class), or from mqs_job_class_other (Search for job class).

mqs_job_external_reference is optional and hidden from users: your own reference for the job, if you want to match it to a record in your system.

Example

POST /job
{
  "application_form_id": "<form id>",
  "location_id": "<location id>",
  "field_values": [
    { "code": "mqs_job_full_time_employees", "value": 1 },
    { "code": "mqs_job_part_time_employees", "value": 1 },
    { "code": "mqs_job_payroll", "value": 25000 }
  ]
}

Response:

{
  "job_id": "…",
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

owners

An owner or officer of the business.

Attribute	Details
Add with answers	POST /owner
Add without answers	POST /application_forms/{id}/owners
Remove	DELETE /application_forms/{id}/owners/{owner_id}
Item id	owner_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Shown when	Coverage includes workers' compensation
Add button	Add Owner/Officer
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first owner with the form. Its id is in the owners repeat row (entries[0].owner_id): answer it with POST /application_forms/{id} and use POST /owner only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_owner_first_name	First name	text	Yes	Bold Penguin fills it by copying mqs_first_name on the form for the primary owner. You can change it.
mqs_owner_last_name	Last name	text	Yes	Bold Penguin fills it by copying mqs_last_name on the form for the primary owner. You can change it.
mqs_owner_payroll	Actual payroll	masked (currency)	Yes	At least 1. Bold Penguin fills it by copying mqs_estimated_annual_payroll_owner on the form for the primary owner. You can change it.
mqs_owner_percent_ownership	% ownership	masked (percentage)	Yes	0 to 100. Bold Penguin fills it as 100 for the primary owner. You can change it.
mqs_owner_title	What is their title?	select	Yes	One of President, Vice President, Secretary, Treasurer, Officer or Other. Bold Penguin fills it as President for the primary owner. You can change it.
mqs_owner_include	Include or exclude from policy?	select	Yes	One of Include or Exclude. Bold Penguin fills it as Exclude for the primary owner, or as Include for the primary owner, or as Exclude, or as Include. You can change it.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_owner_is_primary	Primary business owner	Set to 1 for the primary owner.
mqs_owner_prefill_primary_owner	Link from primary owner	Set to 1.

mqs_owner_external_reference is optional and hidden from users: your own reference for the owner, if you want to match it to a record in your system.

Example

POST /owner
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_owner_first_name", "value": "Jane" },
    { "code": "mqs_owner_last_name", "value": "Doe" },
    { "code": "mqs_owner_payroll", "value": 25000 },
    { "code": "mqs_owner_percent_ownership", "value": 100 },
    { "code": "mqs_owner_title", "value": "President" },
    { "code": "mqs_owner_include", "value": "Include" }
  ]
}

Response:

{
  "owner_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

gl_claims

A general liability claim from the business's loss history.

Attribute	Details
Add with answers	POST /gl_claim
Add without answers	POST /application_forms/{id}/gl_claims
Remove	DELETE /application_forms/{id}/gl_claims/{gl_claim_id}
Item id	gl_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes general liability
Add button	Add GL Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_gl_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_gl_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_gl_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_gl_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_gl_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_gl_claim_amount_paid and mqs_gl_claim_amount_reserved.
mqs_gl_claim_age	How long ago did the claim occur?	As the number of years since mqs_gl_claim_date.
mqs_gl_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_gl_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_gl_claims_external_reference is optional and hidden from users: your own reference for the gl claim, if you want to match it to a record in your system.

Example

POST /gl_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_gl_claim_date", "value": "2025-10-02" },
    { "code": "mqs_gl_claim_type", "value": "Liability" },
    { "code": "mqs_gl_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "gl_claim_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

bop_claims

A business owner's policy (BOP) claim from the loss history.

Attribute	Details
Add with answers	POST /bop_claim
Add without answers	POST /application_forms/{id}/bop_claims
Remove	DELETE /application_forms/{id}/bop_claims/{bop_claim_id}
Item id	bop_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes BOP
Add button	Add BOP Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_bop_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_bop_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_bop_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_bop_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_bop_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_bop_claim_amount_paid and mqs_bop_claim_amount_reserved.
mqs_bop_claim_age	How long ago did the claim occur?	As the number of years since mqs_bop_claim_date.
mqs_bop_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_bop_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_bop_claims_external_reference is optional and hidden from users: your own reference for the bop claim, if you want to match it to a record in your system.

Example

POST /bop_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_bop_claim_date", "value": "2025-10-02" },
    { "code": "mqs_bop_claim_type", "value": "Liability" },
    { "code": "mqs_bop_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "bop_claim_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

wc_claims

A workers' compensation claim from the loss history.

Attribute	Details
Add with answers	POST /wc_claim
Add without answers	POST /application_forms/{id}/wc_claims
Remove	DELETE /application_forms/{id}/wc_claims/{wc_claim_id}
Item id	wc_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes workers' compensation
Add button	Add WC Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_wc_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_wc_claim_type	Type of claim	select	Yes	One of Medical Only, Medical and Indemnity or Other.
mqs_wc_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_wc_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_wc_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_wc_claim_amount_paid and mqs_wc_claim_amount_reserved.
mqs_wc_claim_age	How long ago did the claim occur?	As the number of years since mqs_wc_claim_date.
mqs_wc_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_wc_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_wc_claims_external_reference is optional and hidden from users: your own reference for the wc claim, if you want to match it to a record in your system.

Example

POST /wc_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_wc_claim_date", "value": "2025-10-02" },
    { "code": "mqs_wc_claim_type", "value": "Medical Only" },
    { "code": "mqs_wc_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "wc_claim_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

pl_claims

A professional liability claim from the loss history.

Attribute	Details
Add with answers	POST /pl_claim
Add without answers	POST /application_forms/{id}/pl_claims
Remove	DELETE /application_forms/{id}/pl_claims/{pl_claim_id}
Item id	pl_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes EO
Add button	Add PL Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_pl_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_pl_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_pl_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_pl_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_pl_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_pl_claim_amount_paid and mqs_pl_claim_amount_reserved.
mqs_pl_claim_age	How long ago did the claim occur?	As the number of years since mqs_pl_claim_date.
mqs_pl_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_pl_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_pl_claims_external_reference is optional and hidden from users: your own reference for the pl claim, if you want to match it to a record in your system.

Example

POST /pl_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_pl_claim_date", "value": "2025-10-02" },
    { "code": "mqs_pl_claim_type", "value": "Liability" },
    { "code": "mqs_pl_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "pl_claim_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

cl_claims

A cyber claim from the loss history.

Attribute	Details
Add with answers	POST /cl_claim
Add without answers	POST /application_forms/{id}/cl_claims
Remove	DELETE /application_forms/{id}/cl_claims/{cl_claim_id}
Item id	cl_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes cyber
Add button	Add CYBER Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_cl_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_cl_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_cl_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_cl_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_cl_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_cl_claim_amount_paid and mqs_cl_claim_amount_reserved.
mqs_cl_claim_age	How long ago did the claim occur?	As the number of years since mqs_cl_claim_date.
mqs_cl_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_cl_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_cl_claims_external_reference is optional and hidden from users: your own reference for the cl claim, if you want to match it to a record in your system.

Example

POST /cl_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_cl_claim_date", "value": "2025-10-02" },
    { "code": "mqs_cl_claim_type", "value": "Liability" },
    { "code": "mqs_cl_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "cl_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

flood_claims

A flood claim from the loss history.

Attribute	Details
Add with answers	POST /flood_claim
Add without answers	POST /application_forms/{id}/flood_claims
Remove	DELETE /application_forms/{id}/flood_claims/{flood_claim_id}
Item id	flood_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes flood
Add button	Add FLOOD Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_flood_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_flood_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_flood_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_flood_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_flood_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_flood_claim_amount_paid and mqs_flood_claim_amount_reserved.
mqs_flood_claim_age	How long ago did the claim occur?	As the number of years since mqs_flood_claim_date.
mqs_flood_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_flood_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_flood_claims_external_reference is optional and hidden from users: your own reference for the flood claim, if you want to match it to a record in your system.

Example

POST /flood_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_flood_claim_date", "value": "2025-10-02" },
    { "code": "mqs_flood_claim_type", "value": "Liability" },
    { "code": "mqs_flood_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "flood_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

prop_claims

A commercial property claim from the loss history.

Attribute	Details
Add with answers	POST /prop_claim
Add without answers	POST /application_forms/{id}/prop_claims
Remove	DELETE /application_forms/{id}/prop_claims/{prop_claim_id}
Item id	prop_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes commercial property
Add button	Add PROP Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_prop_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_prop_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_prop_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_prop_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_prop_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_prop_claim_amount_paid and mqs_prop_claim_amount_reserved.
mqs_prop_claim_age	How long ago did the claim occur?	As the number of years since mqs_prop_claim_date.
mqs_prop_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_prop_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_prop_claims_external_reference is optional and hidden from users: your own reference for the prop claim, if you want to match it to a record in your system.

Example

POST /prop_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_prop_claim_date", "value": "2025-10-02" },
    { "code": "mqs_prop_claim_type", "value": "Liability" },
    { "code": "mqs_prop_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "prop_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

crime_claims

A crime claim from the loss history.

Attribute	Details
Add with answers	POST /crime_claim
Add without answers	POST /application_forms/{id}/crime_claims
Remove	DELETE /application_forms/{id}/crime_claims/{crime_claim_id}
Item id	crime_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes CRIM
Add button	Add CRIME Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_crime_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_crime_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_crime_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_crime_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_crime_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_crime_claim_amount_paid and mqs_crime_claim_amount_reserved.
mqs_crime_claim_age	How long ago did the claim occur?	As the number of years since mqs_crime_claim_date.
mqs_crime_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_crime_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_crime_claims_external_reference is optional and hidden from users: your own reference for the crime claim, if you want to match it to a record in your system.

Example

POST /crime_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_crime_claim_date", "value": "2025-10-02" },
    { "code": "mqs_crime_claim_type", "value": "Liability" },
    { "code": "mqs_crime_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "crime_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

dol_claims

A directors and officers (D&O) claim from the loss history.

Attribute	Details
Add with answers	POST /dol_claim
Add without answers	POST /application_forms/{id}/dol_claims
Remove	DELETE /application_forms/{id}/dol_claims/{dol_claim_id}
Item id	dol_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes D&O
Add button	Add D&O Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_dol_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_dol_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_dol_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_dol_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_dol_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_dol_claim_amount_paid and mqs_dol_claim_amount_reserved.
mqs_dol_claim_age	How long ago did the claim occur?	As the number of years since mqs_dol_claim_date.
mqs_dol_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_dol_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_dol_claims_external_reference is optional and hidden from users: your own reference for the dol claim, if you want to match it to a record in your system.

Example

POST /dol_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_dol_claim_date", "value": "2025-10-02" },
    { "code": "mqs_dol_claim_type", "value": "Liability" },
    { "code": "mqs_dol_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "dol_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

epli_claims

An employment practices liability (EPLI) claim from the loss history.

Attribute	Details
Add with answers	POST /epli_claim
Add without answers	POST /application_forms/{id}/epli_claims
Remove	DELETE /application_forms/{id}/epli_claims/{epli_claim_id}
Item id	epli_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Coverage includes EPLI
Add button	Add EPLI Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_epli_claim_date	When did the claim occur?	date	Yes	No later than today.
mqs_epli_claim_type	Type of claim	select	Yes	One of Liability, Property or Other.
mqs_epli_claim_amount_paid	Amount paid	masked (currency)	Yes	0 to 999,999,999.
mqs_epli_claim_amount_reserved	Amount reserved	masked (currency)	No	0 to 999,999,999.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_epli_claim_amount_incurred_total	[INTERNAL] Sum of claim amounts	As the sum of mqs_epli_claim_amount_paid and mqs_epli_claim_amount_reserved.
mqs_epli_claim_age	How long ago did the claim occur?	As the number of years since mqs_epli_claim_date.
mqs_epli_claim_within_past_3yrs	[INTERNAL] Did the claim occur within the past three years?	Worked out by Bold Penguin from other answers.
mqs_epli_claim_within_past_5yrs	[INTERNAL] Did the claim occur within the past five years?	Worked out by Bold Penguin from other answers.

mqs_epli_claims_external_reference is optional and hidden from users: your own reference for the epli claim, if you want to match it to a record in your system.

Example

POST /epli_claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_epli_claim_date", "value": "2025-10-02" },
    { "code": "mqs_epli_claim_type", "value": "Liability" },
    { "code": "mqs_epli_claim_amount_paid", "value": 25000 }
  ]
}

Response:

{
  "epli_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

additional_insureds

A person or company added to the policy as an additional insured.

Attribute	Details
Add with answers	POST /additional_insured
Add without answers	POST /application_forms/{id}/additional_insureds
Remove	DELETE /application_forms/{id}/additional_insureds/{additional_insured_id}
Item id	additional_insured_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Additional Insured to Policy
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_additional_insured_name	Name	text	Yes	—
mqs_additional_insured_street_1	Street	text	When mqs_require_additional_insureds on the form is answered	—
mqs_additional_insured_street_2	Suite/Apt	text	No	—
mqs_additional_insured_city	City	text	When mqs_require_additional_insureds on the form is answered	—
mqs_additional_insured_state	State	select	When mqs_require_additional_insureds on the form is answered	51 choices; use the field's options. For example AK, AL or AR.
mqs_additional_insured_zipcode	Zipcode	text (zipcode)	When mqs_require_additional_insureds on the form is answered	Exactly 5 characters. Must match ^\d{5}$.
mqs_additional_insured_phone	Phone Number	masked (phone)	No	—
mqs_additional_insured_email	Email	text (email)	No	Must match (?=^.{1,254}$)^[a-zA-Z0-9/_%+-](?:[a-zA-Z0-9./_%+-]*[a-zA-Z0-9/_%+-])?@[a-zA-Z0-9](?:[a-zA-Z0-9.-]*[a-zA-Z0-9])?\.[a-zA-Z0-9]{2,}$.

mqs_additional_insured_external_reference is optional and hidden from users: your own reference for the additional insured, if you want to match it to a record in your system.

Example

POST /additional_insured
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_additional_insured_name", "value": "Acme Holdings LLC" }
  ]
}

Response:

{
  "additional_insured_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

other_named_insureds

Another business named on the policy.

Attribute	Details
Add with answers	POST /other_named_insured
Add without answers	POST /application_forms/{id}/other_named_insureds
Remove	DELETE /application_forms/{id}/other_named_insureds/{other_named_insured_id}
Item id	other_named_insured_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Other Named Insured to Policy
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_other_named_insured_name	Name	text	Yes	—
mqs_other_named_insured_street_1	Street	text	When mqs_require_other_named_insureds on the form is answered	—
mqs_other_named_insured_street_2	Suite/Apt	text	No	—
mqs_other_named_insured_city	City	text	When mqs_require_other_named_insureds on the form is answered	—
mqs_other_named_insured_state	State	select	When mqs_require_other_named_insureds on the form is answered	51 choices; use the field's options. For example AK, AL or AR.
mqs_other_named_insured_zipcode	Zipcode	text (zipcode)	When mqs_require_other_named_insureds on the form is answered	Exactly 5 characters. Must match ^\d{5}$.
mqs_other_named_insured_phone	Phone Number	masked (phone)	No	—
mqs_other_named_insured_email	Email	text (email)	No	Must match (?=^.{1,254}$)^[a-zA-Z0-9/_%+-](?:[a-zA-Z0-9./_%+-]*[a-zA-Z0-9/_%+-])?@[a-zA-Z0-9](?:[a-zA-Z0-9.-]*[a-zA-Z0-9])?\.[a-zA-Z0-9]{2,}$.

mqs_other_named_insured_external_reference is optional and hidden from users: your own reference for the other named insured, if you want to match it to a record in your system.

Example

POST /other_named_insured
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_other_named_insured_name", "value": "Acme Holdings LLC" }
  ]
}

Response:

{
  "other_named_insured_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

subrogation_waivers

A party the policy waives subrogation rights against.

Attribute	Details
Add with answers	POST /subrogation_waiver
Add without answers	POST /application_forms/{id}/subrogation_waivers
Remove	DELETE /application_forms/{id}/subrogation_waivers/{subrogation_waiver_id}
Item id	subrogation_waiver_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Waiver of Subrogation to Policy
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_subrogation_waiver_name	Name	text	Yes	—
mqs_subrogation_waiver_street_1	Street	text	When mqs_require_subrogation_waivers on the form is answered	—
mqs_subrogation_waiver_street_2	Suite/Apt	text	No	—
mqs_subrogation_waiver_city	City	text	When mqs_require_subrogation_waivers on the form is answered	—
mqs_subrogation_waiver_state	State	select	When mqs_require_subrogation_waivers on the form is answered	51 choices; use the field's options. For example AK, AL or AR.
mqs_subrogation_waiver_zipcode	Zipcode	text (zipcode)	When mqs_require_subrogation_waivers on the form is answered	Exactly 5 characters. Must match ^\d{5}$.
mqs_subrogation_waiver_phone	Phone Number	masked (phone)	No	—
mqs_subrogation_waiver_email	Email	text (email)	No	Must match (?=^.{1,254}$)^[a-zA-Z0-9/_%+-](?:[a-zA-Z0-9./_%+-]*[a-zA-Z0-9/_%+-])?@[a-zA-Z0-9](?:[a-zA-Z0-9.-]*[a-zA-Z0-9])?\.[a-zA-Z0-9]{2,}$.

mqs_subrogation_waiver_external_reference is optional and hidden from users: your own reference for the subrogation waiver, if you want to match it to a record in your system.

Example

POST /subrogation_waiver
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_subrogation_waiver_name", "value": "Acme Holdings LLC" }
  ]
}

Response:

{
  "subrogation_waiver_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

additional_interests

A party with an interest in the policy, such as a lender or lessor.

Attribute	Details
Add with answers	POST /additional_interest
Add without answers	POST /application_forms/{id}/additional_interests
Remove	DELETE /application_forms/{id}/additional_interests/{additional_interest_id}
Item id	additional_interest_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Additional Interest to Policy
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_additional_interest_name	Name	text	Yes	—
mqs_additional_interest_street_1	Street	text	When mqs_require_additional_interests on the form is answered	—
mqs_additional_interest_street_2	Suite/Apt	text	No	—
mqs_additional_interest_city	City	text	When mqs_require_additional_interests on the form is answered	—
mqs_additional_interest_state	State	select	When mqs_require_additional_interests on the form is answered	51 choices; use the field's options. For example AK, AL or AR.
mqs_additional_interest_zipcode	Zipcode	text (zipcode)	When mqs_require_additional_interests on the form is answered	Exactly 5 characters. Must match ^\d{5}$.
mqs_additional_interest_phone	Phone Number	masked (phone)	No	—
mqs_additional_interest_email	Email	text (email)	No	Must match (?=^.{1,254}$)^[a-zA-Z0-9/_%+-](?:[a-zA-Z0-9./_%+-]*[a-zA-Z0-9/_%+-])?@[a-zA-Z0-9](?:[a-zA-Z0-9.-]*[a-zA-Z0-9])?\.[a-zA-Z0-9]{2,}$.

mqs_additional_interest_external_reference is optional and hidden from users: your own reference for the additional interest, if you want to match it to a record in your system.

Example

POST /additional_interest
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_additional_interest_name", "value": "Acme Holdings LLC" }
  ]
}

Response:

{
  "additional_interest_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

drivers

A driver on a commercial auto policy.

Attribute	Details
Add with answers	POST /driver
Add without answers	POST /application_forms/{id}/drivers
Remove	DELETE /application_forms/{id}/drivers/{driver_id}; also removes its violations
Item id	driver_id
Inside	Top level: no parent id
Contains	violations
First item	Created by Bold Penguin with the form
Add button	Add Driver
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first driver with the form. Its id is in the drivers repeat row (entries[0].driver_id): answer it with POST /application_forms/{id} and use POST /driver only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_driver_same_as_owner	Same as business owner	checkbox	No	Send "1" to check it.
mqs_driver_first_name	First name	text	Yes	Bold Penguin fills it by copying mqs_first_name on the form. You can change it.
mqs_driver_middle_name	Middle name	text	No	Bold Penguin fills it by copying mqs_middle_name on the form. You can change it.
mqs_driver_last_name	Last name	text	Yes	Bold Penguin fills it by copying mqs_last_name on the form. You can change it.
mqs_driver_suffix	Suffix	select	Yes, when shown	One of None, Jr., Sr., I, II, III, IV, V or VI. Bold Penguin fills it by copying mqs_suffix on the form. You can change it.
mqs_driver_date_of_birth	Date of birth	date	Yes	Between 120 years ago and 10 years ago.
mqs_driver_license_status	License status	select	Yes	One of Valid, Canceled, Expired, Revoked, Suspended, Surrendered, Temporary/Learner permit, International or Unknown.
mqs_driver_license_number	Driver's license number	text (drivers_license)	When mqs_require_driver_license_number on the form is answered	—
mqs_driver_age_licensed	What age did this driver obtain their first driver's license?	number	Yes	—
mqs_driver_marital_status	Marital status	select	Yes	One of Single, Married, Domestic partner, Separated, Divorced or Widow.
mqs_driver_has_cdl	Does this driver have a Commercial Driver's License (CDL)?	radio	Yes, when shown	One of Yes or No.
mqs_driver_mvr_report_condition	MVR Report Condition	select	No: read-only	One of complete, nohit, vendor_error, onorder, undetermined or fatal_error.

Questions that depend on other answers

These appear, in the item's rows, only once an earlier answer calls for them.

Code	Question	Type	Required	Shown when	Values
mqs_driver_license_state	License state	select	Yes, when shown	mqs_driver_license_status isn't International	51 choices; use the field's options. For example AK, AL or AR. Bold Penguin fills it by copying mqs_state on the form. You can change it.
mqs_driver_gender	Gender	select	Yes, when shown	mqs_driver_license_state isn't answered; or mqs_driver_license_state isn't CA, CO, MN or OR	One of Male or Female.
mqs_driver_cdl_year	What year was the Commercial Driver's License originally issued?	number (year)	Yes, when shown	mqs_driver_has_cdl is Yes	—

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_driver_age	Age	As the number of years since mqs_driver_date_of_birth.
mqs_driver_year_licensed	Year first licensed	By copying mqs_driver_age_licensed.
mqs_driver_order_mvr	Order MVR report	Worked out by Bold Penguin from other answers.
mqs_driver_retrieve_mvr	Retrieve Driver MVR	Set to 1.
mqs_driver_mvr_blob	Full MVR report	Worked out by Bold Penguin from other answers.
mqs_driver_mvr_state	MVR Order Status	Shown read-only. From mqs_driver_mvr_report_condition (MVR Report Condition).
mqs_driver_mvr_complete	MVR Completed (Success or Failure)	Shown read-only. As 1, or by clearing it.

mqs_driver_external_reference is optional and hidden from users: your own reference for the driver, if you want to match it to a record in your system.

Example

POST /driver
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_driver_first_name", "value": "Jane" },
    { "code": "mqs_driver_last_name", "value": "Doe" },
    { "code": "mqs_driver_date_of_birth", "value": "1986-10-12" },
    { "code": "mqs_driver_license_status", "value": "Valid" },
    { "code": "mqs_driver_age_licensed", "value": 1 },
    { "code": "mqs_driver_marital_status", "value": "Single" }
  ]
}

Response:

{
  "driver_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

violations

A driving violation for a driver.

Attribute	Details
Add with answers	POST /violation
Add without answers	POST /application_forms/{id}/violations
Remove	DELETE /application_forms/{id}/violations/{violation_id}
Item id	violation_id
Inside	drivers: send driver_id
First item	Added by you
Add button	Add Violation
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• driver_id: the driver this violation belongs to. Get it from the drivers repeat row's entries (entries[].driver_id), or from the response when you create the driver with POST /driver. Each entry's label says which driver it is.

Questions you answer

Code	Question	Type	Required	Values
mqs_violation_incident	Incident	select	Yes	55 choices; use the field's options. For example At Fault, Not At Fault or Administrative.
mqs_violation_date	Date	date	Yes	Between 5 years ago and today.
mqs_violation_source	Source	select	No: read-only	One of Insured or MVR.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_violation_report_date	Report Date	From mqs_violation_date (Date).
mqs_violation_conviction_reinstatement_date	Conviction Reinstatement Date	Worked out by Bold Penguin from other answers.

mqs_violation_external_reference is optional and hidden from users: your own reference for the violation, if you want to match it to a record in your system.

Example

POST /violation
{
  "application_form_id": "<form id>",
  "driver_id": "<driver id>",
  "field_values": [
    { "code": "mqs_violation_incident", "value": "At Fault" },
    { "code": "mqs_violation_date", "value": "2025-10-02" }
  ]
}

Response:

{
  "violation_id": "…",
  "driver_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

accidents

An accident from the business's history.

Attribute	Details
Add with answers	POST /accident
Add without answers	POST /application_forms/{id}/accidents
Remove	DELETE /application_forms/{id}/accidents/{accident_id}
Item id	accident_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Accident
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "accident_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

claims

A claim from the business's commercial auto history.

Attribute	Details
Add with answers	POST /claim
Add without answers	POST /application_forms/{id}/claims
Remove	DELETE /application_forms/{id}/claims/{claim_id}
Item id	claim_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Claim
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Questions you answer

Code	Question	Type	Required	Values
mqs_claim_accident_type	Accident Type	select	Yes	One of At Fault, Not At Fault, Comprehensive, Emergency Roadside Service or Rental Reimbursement.
mqs_claim_incur_date	Date	date	Yes	Between 5 years ago and today.
mqs_claim_source	Source	select	No: read-only	One of Agent or CLUE.
mqs_claim_amount	Claim Amount	masked (currency)	Yes	—
mqs_claim_status	Claim Status	select	Yes	One of Open, Closed, Subrogation, Under Deductible, Peril Not Covered, Withdrawn or Other.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_claim_clue_report	CLUE Report	Worked out by Bold Penguin from other answers.
mqs_claim_date	Claim Date	From mqs_claim_incur_date (Date).

mqs_claim_external_reference is optional and hidden from users: your own reference for the claim, if you want to match it to a record in your system.

Example

POST /claim
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_claim_accident_type", "value": "At Fault" },
    { "code": "mqs_claim_incur_date", "value": "2025-10-02" },
    { "code": "mqs_claim_amount", "value": 25000 },
    { "code": "mqs_claim_status", "value": "Open" }
  ]
}

Response:

{
  "claim_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

vehicles

A vehicle on a commercial auto policy.

Attribute	Details
Add with answers	POST /vehicle
Add without answers	POST /application_forms/{id}/vehicles
Remove	DELETE /application_forms/{id}/vehicles/{vehicle_id}
Item id	vehicle_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Add button	Add Vehicle
Questions from	Bold Penguin standard questions

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first vehicle with the form. Its id is in the vehicles repeat row (entries[0].vehicle_id): answer it with POST /application_forms/{id} and use POST /vehicle only for more.

Questions you answer

Code	Question	Type	Required	Values
mqs_vehicle_flow	Vehicle flow	select	Yes	One of Year / Make / Model, VIN, Trailer or ATV/UTV.
mqs_vehicle_json	Vehicle JSON	json	No	—
mqs_vehicle_vin	VIN	text (vin)	When mqs_require_vehicle_vin on the form is answered and mqs_vehicle_flow is VIN or Year / Make / Model	Exactly 17 characters. Must match ^[A-Za-z\d]{17}$.
mqs_vehicle_year	Year	number (year)	Yes	—
mqs_vehicle_make	Make	text	Yes	—
mqs_vehicle_model	Model	text	Yes	—
mqs_vehicle_submodel	Submodel	text	No	—
mqs_vehicle_category	What is your vehicle type?	select	Yes	12 choices; use the field's options. For example Low Speed Vehicles, Automobiles or Station Wagons. Bold Penguin fills it as ATVs/UTVs. You can change it.
mqs_vehicle_msrp	What is the original cost new?	masked (currency)	Yes	—
mqs_vehicle_acv	What is the current value of the vehicle?	masked (currency)	Yes	—
mqs_vehicle_usage	How is this vehicle used?	select	Yes	One of Business use only, Business and personal use or Personal use only.
mqs_vehicle_radius	What is the farthest distance (one way) this vehicle typically travels from your business address to work, to a jobsite, or to make a delivery?	select	Yes	One of 50 miles or less, 100 miles, 200 miles, 300 miles, 400 miles, 500 miles, 750 miles or 1,000 miles or more.
mqs_vehicle_same_address	Same as business address	checkbox	No	Send "1" to check it.
mqs_vehicle_street_1	Address Line 1	text	When mqs_require_vehicle_garaging_address on the form is answered	Bold Penguin fills it by copying mqs_street_1 on the form. You can change it.
mqs_vehicle_street_2	Address Line 2	text	No	Bold Penguin fills it by copying mqs_street_2 on the form. You can change it.
mqs_vehicle_city	City	text	When mqs_require_vehicle_garaging_address on the form is answered	Bold Penguin fills it by copying mqs_city on the form. You can change it.
mqs_vehicle_state	State	select	When mqs_require_vehicle_garaging_address on the form is answered	51 choices; use the field's options. For example AK, AL or AR. Bold Penguin fills it by copying mqs_state on the form. You can change it.
mqs_vehicle_zipcode	Zip code	text (zipcode)	Yes	Exactly 5 characters. Must match ^\d{5}$. Bold Penguin fills it by copying mqs_zipcode on the form. You can change it.
mqs_vehicle_ownership	Ownership	select	Yes	One of Owned, Financed or Leased.
mqs_vehicle_comprehensive_deductible	Comprehensive:	select	Yes, when shown	One of No coverage, $250 deductible, $500 deductible or $1,000 deductible.

Questions that depend on other answers

These appear, in the item's rows, only once an earlier answer calls for them.

Code	Question	Type	Required	Shown when	Values
mqs_vehicle_atv_type	What is the mobile equipment type?	select	Yes, when shown	mqs_vehicle_flow is ATV/UTV	One of ATV, UTV or Other Mobile Equipment.
mqs_vehicle_gvw	What is the gross vehicle weight?	number	Yes, when shown	mqs_vehicle_category is Heavy Duty Trucks, Light Duty Trucks, Light Trucks, Medium Duty Trucks, Minivans, Passenger Vans or SUVs	—
mqs_vehicle_load_capacity	What is the load capacity of this trailer?	number	Yes, when shown	mqs_vehicle_category is Trailers	—
mqs_vehicle_tractor	Is this vehicle a tractor?	radio	Yes, when shown	mqs_vehicle_category is Heavy Duty Trucks, Light Duty Trucks or Medium Duty Trucks	One of Yes or No.
mqs_vehicle_gcw	What is the gross combined vehicle weight?	number	Yes, when shown	mqs_vehicle_tractor is Yes	—
mqs_vehicle_truck_type	What is the vehicle body type?	select	Yes, when shown	mqs_vehicle_category isn't Trailers and mqs_vehicle_type is Truck	28 choices; use the field's options. For example Pickup Truck, Cargo Van or Step / Delivery Van.
mqs_vehicle_trailer_type	What is the trailer type?	select	Yes, when shown	mqs_vehicle_category is Trailers	20 choices; use the field's options. For example Auto Hauler, Bottom Dump or Bulk Commodity.
mqs_vehicle_trailer_enclosed	Is this trailer enclosed?	radio	Yes, when shown	mqs_vehicle_trailer_type is Utility Trailer	One of Yes or No.
mqs_vehicle_trailer_12_feet	Is this trailer less than 12 feet long?	radio	Yes, when shown	mqs_vehicle_trailer_type is Utility Trailer	One of Yes or No.
mqs_vehicle_trailer_stalls	Number of stalls	select	Yes, when shown	mqs_vehicle_trailer_type is Horse Trailer	One of 1, 2 or 3+.
mqs_vehicle_other_describe	Please describe your vehicle type	text	Yes, when shown	mqs_vehicle_body_type is Other Mobile Equipment, Other Trailer or Other Truck	—
mqs_vehicle_number_sites	What is the average number of jobsites, deliveries, or errands per day for this vehicle?	select	Yes, when shown	mqs_vehicle_usage is Business and personal use or Business use only	One of 0, 1, 2, 3, 4, 5 or 6 or more.
mqs_vehicle_truck_deliver_residential	Do you pick up from or deliver any products to residential households?	radio	Yes, when shown	mqs_vehicle_truck_number_sites is 5 or more	One of Yes or No.
mqs_vehicle_ppt_experience	What is the driving experience of the operator(s) of this vehicle?	select	Yes, when shown	mqs_vehicle_ppt_type isn't Business use	One of All operators licensed more than 5 years, Licensed less than 5 years, not owner or principal operator or Owner or principal operator licensed less than 5 years.
mqs_vehicle_ppt_use	In terms of driving this vehicle for work/school, which option describes your daily use?	select	Yes, when shown	mqs_vehicle_ppt_type isn't Business use	One of Not driven to work or school, To or from work less than 15 miles or To or from work 15 or more miles.
mqs_vehicle_additional_interest_name	Name	text	Yes, when shown	mqs_vehicle_ownership is Financed or Leased	—
mqs_vehicle_additional_interest_street_1	Address Line 1	text	When mqs_require_vehicle_additional_interest on the form is answered	mqs_vehicle_ownership is Financed or Leased	—
mqs_vehicle_additional_interest_street_2	Address Line 2	text	No	mqs_vehicle_ownership is Financed or Leased	—
mqs_vehicle_additional_interest_city	City	text	When mqs_require_vehicle_additional_interest on the form is answered	mqs_vehicle_ownership is Financed or Leased	—
mqs_vehicle_additional_interest_state	State	select	When mqs_require_vehicle_additional_interest on the form is answered	mqs_vehicle_ownership is Financed or Leased	51 choices; use the field's options. For example AK, AL or AR.
mqs_vehicle_additional_interest_zipcode	Zip code	text (zipcode)	When mqs_require_vehicle_additional_interest on the form is answered	mqs_vehicle_ownership is Financed or Leased	Exactly 5 characters. Must match ^\d{5}$.
mqs_vehicle_additional_interest_phone	Phone number	masked (phone)	No	mqs_vehicle_ownership is Financed or Leased	—
mqs_vehicle_additional_interest_email	Email Address	text (email)	No	mqs_vehicle_ownership is Financed or Leased	Must match (?=^.{1,254}$)^[a-zA-Z0-9/_%+-](?:[a-zA-Z0-9./_%+-]*[a-zA-Z0-9/_%+-])?@[a-zA-Z0-9](?:[a-zA-Z0-9.-]*[a-zA-Z0-9])?\.[a-zA-Z0-9]{2,}$.
mqs_vehicle_additional_interest_type	Additional Interest Type	select	Yes, when shown	mqs_vehicle_ownership is Financed or Leased	One of Lienholder/Titleholder, Loss Payee or Lienholder/Titleholder and Loss Payee.
mqs_vehicle_collision_deductible	Collision:	select	Yes, when shown	mqs_vehicle_comprehensive_deductible isn't No coverage	One of No coverage, $250 deductible, $500 deductible or $1,000 deductible. Bold Penguin fills it from mqs_vehicle_comprehensive_deductible (Comprehensive). You can change it.

Filled in by Bold Penguin

Hidden from the user. Don't send them; Bold Penguin sets them from other answers.

Code	What it holds	Set
mqs_vehicle_is_powered	Is this a powered vehicle?	As 1, or by clearing it, or set to 1.
mqs_vehicle_shipping_weight	What is the vehicle shipping weight?	Worked out by Bold Penguin from other answers.
mqs_vehicle_gvw_or_load_capacity	What is the gross vehicle weight or load capacity?	From mqs_vehicle_gvw (What is the gross vehicle weight?), or from mqs_vehicle_load_capacity (What is the load capacity of this trailer?).
mqs_vehicle_type	Type	From mqs_vehicle_category (What is your vehicle type?), or from mqs_vehicle_usage (How is this vehicle used?).
mqs_vehicle_body_type	What is the vehicle's body type?	From mqs_vehicle_category (What is your vehicle type?), or from mqs_vehicle_atv_type (What is the mobile equipment type?), or from mqs_vehicle_truck_type (What is the vehicle body type?), or from mqs_vehicle_trailer_type (What is the trailer type?).
mqs_vehicle_truck_radius	What is the farthest distance (one way) this vehicle typically travels from your business address to work, to a jobsite, or to make a delivery?	From mqs_vehicle_radius (What is the farthest distance (one way) this vehicle typically travels from your business address to work, to a jobsite, or to make a delivery?).
mqs_vehicle_truck_number_sites	What is the average number of jobsites, deliveries, or errands per day for this vehicle?	From mqs_vehicle_number_sites (What is the average number of jobsites, deliveries, or errands per day for this vehicle?).
mqs_vehicle_truck_use_intermediate	Use (Intermediate)	From mqs_vehicle_truck_number_sites (What is the average number of jobsites, deliveries, or errands per day for this vehicle?).
mqs_vehicle_truck_use	Use	From mqs_vehicle_truck_deliver_residential (Do you pick up from or deliver any products to residential households?), or from mqs_vehicle_truck_use_intermediate (Use (Intermediate)).
mqs_vehicle_truck_size	Size class	As Extra-Heavy Truck, or as Extra-Heavy Truck-Tractor, or as Heavy Truck, or as Heavy Truck-Tractor, or as Light Truck, or as Medium Truck, or as Semi-trailer, or as Service or Utility Trailer, or as Trailer.
mqs_vehicle_ppt_type	Type	From mqs_vehicle_usage (How is this vehicle used?).
mqs_vehicle_fleet_iso_primary_class_map	Primary class code mapping for CA fleet vehicle	By copying mqs_vehicle_ppt_type and mqs_vehicle_ppt_experience and mqs_vehicle_ppt_use, or by copying mqs_vehicle_truck_size and mqs_vehicle_truck_use and mqs_vehicle_truck_radius.
mqs_vehicle_fleet_iso_primary_class	Primary class code for CA fleet vehicle	From mqs_vehicle_fleet_iso_primary_class_map (Primary class code mapping for CA fleet vehicle).
mqs_vehicle_nonfleet_iso_primary_class_map	Primary class code mapping for CA nonfleet vehicle	By copying mqs_vehicle_ppt_type and mqs_vehicle_ppt_experience and mqs_vehicle_ppt_use, or by copying mqs_vehicle_truck_size and mqs_vehicle_truck_use and mqs_vehicle_truck_radius.
mqs_vehicle_nonfleet_iso_primary_class	Primary class code for CA nonfleet vehicle	From mqs_vehicle_nonfleet_iso_primary_class_map (Primary class code mapping for CA nonfleet vehicle).
mqs_vehicle_engine_cc	Engine CC	Worked out by Bold Penguin from other answers.
mqs_vehicle_drivetrain	Drivetrain	Worked out by Bold Penguin from other answers.
mqs_vehicle_anti_lock_brakes	Does the vehicle have Anti-Lock brakes?	Worked out by Bold Penguin from other answers.

mqs_vehicle_external_reference is optional and hidden from users: your own reference for the vehicle, if you want to match it to a record in your system.

Example

POST /vehicle
{
  "application_form_id": "<form id>",
  "field_values": [
    { "code": "mqs_vehicle_flow", "value": "Year / Make / Model" },
    { "code": "mqs_vehicle_year", "value": 2018 },
    { "code": "mqs_vehicle_make", "value": "<make>" },
    { "code": "mqs_vehicle_model", "value": "<model>" },
    { "code": "mqs_vehicle_category", "value": "Low Speed Vehicles" },
    { "code": "mqs_vehicle_msrp", "value": 25000 },
    { "code": "mqs_vehicle_acv", "value": 25000 },
    { "code": "mqs_vehicle_usage", "value": "Business use only" },
    { "code": "mqs_vehicle_radius", "value": "50 miles or less" },
    { "code": "mqs_vehicle_zipcode", "value": "43215" },
    { "code": "mqs_vehicle_ownership", "value": "Owned" }
  ]
}

Response:

{
  "vehicle_id": "…",
  "application_form": { /* the updated form */ }
}

Carrier questions

Carrier-specific questions may also appear in this section. Their codes and examples are omitted from this public reference.

---

salesperson

A salesperson.

Attribute	Details
Add with answers	POST /salesperson
Add without answers	POST /application_forms/{id}/salesperson
Remove	DELETE /application_forms/{id}/salesperson/{salesperson_id}
Item id	salesperson_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Salesperson
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "salesperson_id": "…",
  "application_form": { /* the updated form */ }
}

---

misc_party

A scheduled party.

Attribute	Details
Add with answers	POST /misc_party
Add without answers	POST /application_forms/{id}/misc_party
Remove	DELETE /application_forms/{id}/misc_party/{misc_party_id}
Item id	misc_party_id
Inside	Top level: no parent id
First item	Added by you
Add button	Add Scheduled Party
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

schedule_of_hazards

A hazard description at a location (Baleen).

Attribute	Details
Add with answers	POST /schedule_of_hazard
Add without answers	POST /application_forms/{id}/schedule_of_hazards
Remove	DELETE /application_forms/{id}/schedule_of_hazards/{schedule_of_hazard_id}
Item id	schedule_of_hazard_id
Inside	locations: send location_id
First item	Created by Bold Penguin with each location
Add button	Add Description
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• location_id: the location this schedule of hazard belongs to. Get it from the locations repeat row's entries (entries[].location_id), or from the response when you create the location with POST /location. Each entry's label says which location it is (its address).
• Bold Penguin creates the first schedule of hazard for each location itself. Its id is in the location's entry, in the schedule_of_hazards repeat row: answer it with POST /application_forms/{id} and use POST /schedule_of_hazard only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "schedule_of_hazard_id": "…",
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

---

shareholders

A shareholder of the business (Berkley).

Attribute	Details
Add with answers	POST /shareholder
Add without answers	POST /application_forms/{id}/shareholders
Remove	DELETE /application_forms/{id}/shareholders/{shareholder_id}
Item id	shareholder_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Shareholder
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "shareholder_id": "…",
  "application_form": { /* the updated form */ }
}

---

fireplaces

A fireplace (Costco Brokerage).

Attribute	Details
Add with answers	POST /fireplace
Add without answers	POST /application_forms/{id}/fireplaces
Remove	DELETE /application_forms/{id}/fireplaces/{fireplace_id}
Item id	fireplace_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add fireplace
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first fireplace with the form. Its id is in the fireplaces repeat row (entries[0].fireplace_id): answer it with POST /application_forms/{id} and use POST /fireplace only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "fireplace_id": "…",
  "application_form": { /* the updated form */ }
}

---

class_codes

A general liability class code at a location, with its exposure (Great American E&S).

Attribute	Details
Add with answers	POST /class_code
Add without answers	POST /application_forms/{id}/class_codes
Remove	DELETE /application_forms/{id}/class_codes/{class_code_id}
Item id	class_code_id
Inside	locations: send location_id
First item	Created by Bold Penguin with each location
Shown when	great_american_ens_product on the form is GL
Add button	Add description
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• location_id: the location this class code belongs to. Get it from the locations repeat row's entries (entries[].location_id), or from the response when you create the location with POST /location. Each entry's label says which location it is (its address).
• Bold Penguin creates the first class code for each location itself. Its id is in the location's entry, in the class_codes repeat row: answer it with POST /application_forms/{id} and use POST /class_code only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "class_code_id": "…",
  "location_id": "…",
  "application_form": { /* the updated form */ }
}

---

im_claims

An inland marine claim.

Attribute	Details
Add with answers	POST /im_claim
Add without answers	POST /application_forms/{id}/im_claims
Remove	DELETE /application_forms/{id}/im_claims/{im_claim_id}
Item id	im_claim_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Claim
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "im_claim_id": "…",
  "application_form": { /* the updated form */ }
}

---

gl_additional_interest

A general liability additional interest.

Attribute	Details
Add with answers	POST /gl_additional_interest
Add without answers	POST /application_forms/{id}/gl_additional_interest
Remove	DELETE /application_forms/{id}/gl_additional_interest/{gl_additional_interest_id}
Item id	gl_additional_interest_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Additional Interest
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

bop_additional_interest

A BOP additional interest.

Attribute	Details
Add with answers	POST /bop_additional_interest
Add without answers	POST /application_forms/{id}/bop_additional_interest
Remove	DELETE /application_forms/{id}/bop_additional_interest/{bop_additional_interest_id}
Item id	bop_additional_interest_id
Inside	Top level: no parent id
First item	Added by you
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Additional Interest
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.

underlying_policies

An underlying policy for umbrella coverage.

Attribute	Details
Add with answers	POST /underlying_policy
Add without answers	POST /application_forms/{id}/underlying_policies
Remove	DELETE /application_forms/{id}/underlying_policies/{underlying_policy_id}
Item id	underlying_policy_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Underlying Policy
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first underlying_policy with the form. Its id is in the underlying_policies repeat row (entries[0].underlying_policy_id): answer it with POST /application_forms/{id} and use POST /underlying_policy only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "underlying_policy_id": "…",
  "application_form": { /* the updated form */ }
}

---

photo_scheduled_equipment

A piece of scheduled photo equipment.

Attribute	Details
Add with answers	POST /photo_scheduled_equipment
Add without answers	POST /application_forms/{id}/photo_scheduled_equipment
Remove	DELETE /application_forms/{id}/photo_scheduled_equipment/{photo_scheduled_equipment_id}
Item id	photo_scheduled_equipment_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Scheduled Equipment
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first photo_scheduled_equipment with the form. Its id is in the photo_scheduled_equipment repeat row (entries[0].photo_scheduled_equipment_id): answer it with POST /application_forms/{id} and use POST /photo_scheduled_equipment only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "photo_scheduled_equipment_id": "…",
  "application_form": { /* the updated form */ }
}

---

scheduled_equipment

A piece of scheduled equipment.

Attribute	Details
Add with answers	POST /scheduled_equipment
Add without answers	POST /application_forms/{id}/scheduled_equipment
Remove	DELETE /application_forms/{id}/scheduled_equipment/{scheduled_equipment_id}
Item id	scheduled_equipment_id
Inside	Top level: no parent id
First item	Created by Bold Penguin with the form
Shown when	Carrier-specific conditions apply; details are omitted from this public reference.
Add button	Add Scheduled Equipment
Questions from	Standard and applicable carrier-specific configuration

Before you call

• application_form_id: the form's id, from GET /tokens/{id} or GET /application_forms/{id}.
• Bold Penguin creates the first scheduled_equipment with the form. Its id is in the scheduled_equipment repeat row (entries[0].scheduled_equipment_id): answer it with POST /application_forms/{id} and use POST /scheduled_equipment only for more.

Example

Carrier-specific example omitted from this public reference.

Response:

{
  "scheduled_equipment_id": "…",
  "application_form": { /* the updated form */ }
}